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Renewing Your General Insurance: Tips and Checklist
Renewing your policy on time ensures uninterrupted protection . Renewal Checklist: Check for No Claim Bonus (NCB) Review and update sum...
bimawithbali
Jul 151 min read


How to Read and Understand Your Insurance Policy Document
Don’t skip the fine print! Here's how to break down your policy: What to Check: ✅ Policy Schedule – Insured name, IDV, premium ✅...
bimawithbali
Jul 151 min read


Understanding Insurance Terminology: A Glossary for Beginners.
Insurance jargon confusing you? Here are the basics simplified: Term Meaning Premium Amount you pay for insurance Sum Insured Maximum...
bimawithbali
Jul 151 min read


Top Reasons Why Insurance Claims Get Rejected
Claim rejections hurt. Here’s how to avoid them: Common Reasons: Non-disclosure of facts (pre-existing illnesses, vehicle mods) Expired...
bimawithbali
Jul 151 min read


How to File a General Insurance Claim: Step-by-Step Guide
Filing a claim can be easy if you know the process. Claim Filing Steps: Inform the insurer ASAP via call/app. File an FIR (for theft,...
bimawithbali
Jul 151 min read


Understanding Critical Illness Insurance under General Plans
Critical illness insurance pays a lump sum upon diagnosis of life-threatening illnesses, unlike regular health insurance which...
bimawithbali
Jul 141 min read


Importance of Personal Accident Insurance for Working Professionals
Accidents don’t wait—and can derail your career and finances. Personal accident insurance gives lump sum compensation for such cases....
bimawithbali
Jul 141 min read


Does Your Insurance Cover Natural Disasters?
Yes— but only if you’ve chosen the right plan . Covered Under: Home Insurance – Floods, earthquakes, storms Car Insurance...
bimawithbali
Jul 141 min read


Add-On Covers You Didn’t Know You Could Buy
Add-ons (or riders) enhance your basic policy. Here are lesser-known but useful ones: Surprising Yet Smart Add-Ons: Key Replacement Cover...
bimawithbali
Jul 141 min read


What’s Covered Under Health Insurance vs General Insurance?
Though both offer financial protection, health insurance and general insurance serve different needs. Health Insurance Covers:...
bimawithbali
Jul 141 min read


International vs Domestic Travel Insurance – What’s the Difference?
Feature Domestic Travel Insurance International Travel Insurance Scope Within India Outside India Coverage Medical, trip delays, baggage...
bimawithbali
Jul 141 min read


Travel Insurance for Students: What You Need to Know
If you're going abroad for studies, student travel insurance is a must—often mandated by universities . Key Features of Student Travel...
bimawithbali
Jul 141 min read


Travel Insurance Claims: How to File Them Hassle-Free
Filing a claim doesn’t have to be a nightmare. Just follow these simple steps: Step-by-Step Claim Process Inform the Insurer immediately...
bimawithbali
Jul 141 min read


Top Things Your Travel Insurance Should Cover
Not all travel policies are created equal. Make sure your policy includes the following: Must-Have Covers ✅ Medical Expenses (including...
bimawithbali
Jul 141 min read


Do You Really Need Travel Insurance? Here’s When It Matters Most
If you think travel insurance is just a “nice-to-have,” think again. Here's when it's absolutely essential: Scenarios Where Travel...
bimawithbali
Jul 141 min read


Real Stories: How Home Insurance Saved Us During a Crisis
Case Study 1: Flood Damage in Chennai “During the 2023 floods, our home was partially submerged. Thanks to our home insurance, we...
bimawithbali
Jul 141 min read


Tips to Lower Your Home Insurance Premium
Want comprehensive coverage at a better price? Here are smart ways to reduce your premium: Top Tips: Install CCTV, fire alarms, and...
bimawithbali
Jul 141 min read


Home Insurance vs Home Loan Insurance, Know the Difference
While they sound similar, home insurance and home loan insurance serve different purposes: Feature Home Insurance Home Loan Insurance...
bimawithbali
Jul 141 min read


What Does Home Insurance Typically Cover?
A standard home insurance policy covers both the structure of your house and its contents . Here's a breakdown. Coverage Includes: Fire...
bimawithbali
Jul 141 min read


Why Home Insurance Is a Must in Today’s World
In an unpredictable world where natural disasters, thefts, and accidents are common, home insurance offers a safety net against...
bimawithbali
Jul 141 min read
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