How to Read and Understand Your Insurance Policy Document

Don’t skip the fine print! Here's how to break down your policy:

What to Check:

• ✅ Policy Schedule – Insured name, IDV, premium

• ✅ Inclusions/Exclusions

• ✅ Coverage limits and sub-limits

• ✅ Claim process and documentation

• ✅ Add-ons and riders

• ✅ Tenure and renewal clause

If unclear, ask your insurer or agent—never assume coverage.